When purchasing a vehicle, one of the decisions you'll need to make is whether to get a vehicle service contract, also known as an extended warranty. As a trusted car dealership serving Wendell, NC and the surrounding areas, Universal Chevrolet Company is here to help you understand the pros and cons so you can decide if it's the right choice for you.
What is a Vehicle Service Contract?
A vehicle service contract is optional coverage that kicks in after the manufacturer's warranty expires. It helps cover the cost of certain repairs and replacements due to normal wear and tear. The specific components and systems covered vary by plan, but they commonly include major engine, transmission, and electrical parts.
These plans appeal to many drivers in the Raleigh area who want added peace of mind after their factory warranty ends. With a service contract, you have protection against unexpected, costly repairs. Instead of paying out of pocket, you'd just be responsible for a deductible.
Factors to Consider
To determine if a vehicle service contract makes sense for you, consider these factors:
- Vehicle age and mileage: The older your car and the more miles it has, the more likely it is to need repairs, making a service contract more worthwhile.
- Vehicle reliability: Some makes and models are more prone to breakdowns than others. Do your research on your vehicle's reliability to gauge if extra protection is wise.
- Your budget: Service contracts require an upfront investment and monthly payments. Consider if you can comfortably afford a plan, or if you'd prefer to set aside money each month to save for potential repairs yourself.
These points are relevant whether you live in Wake Forest, Garner, NC or beyond. It's a personal decision that depends on your unique situation and risk tolerance.
Choosing a Provider
If you decide a vehicle service contract is right for you, choose your provider wisely. Only buy from reputable companies to avoid scams or plans that don't deliver what they promise. Read the fine print so you fully understand what is and isn't covered.
As an established dealership in Wendell, NC, Universal Chevrolet Company offers service contracts from trusted providers. Clayton, NC residents and those in neighboring communities can turn to us for guidance in choosing the best plan for their needs and budget.
Visit Us Today
If you're still unsure which route to take, come visit Universal Chevrolet Company at our Wendell, NC location. Our knowledgeable team is happy to discuss your options and help you make an informed decision on a vehicle service contract that's best for you.